New TCF Bank $50 Checking Bonus

by Andy Hough on June 10, 2009 · 4 comments

TCF Bank is offering a $50 bonus for opening a checking account. This bonus offer appears to be the same as the bonus promotion they had earlier this year. Here are some of the terms and conditions of this bank deal from their web page.

Offer is available to individuals and small businesses without a TCF Checking account in the past 90 days. $25 minimum to open a TCF Totally Free Checking account. This is a limited time offer. TCF reserves the right to substitute a premium of equal value or change the offer at any time. The value will be reported to the recipient as interest income on Form 1099-INT. Customer is responsible for all applicable taxes. If opening the account in a TCF Branch in AZ, CO, MN or MI, cash will be credited into the appropriate account by the Business Day following the date the account was opened. If opening the account in a TCF Branch in IL, IN or WI, cash will be credited into the appropriate account on the date of account opening. If opening the account online, please allow up to 4 weeks for the credit to post to your account. A minimum opening deposit of $100 is required to qualify for the $50 cash offer in Arizona.

Visit their promo page for more info on this bank bonus.

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1 Miki June 10, 2009 at 5:04 pm

Do you know if they do a soft/hard credit pull when opening the account online? $50 would not be worth the ding to the report.

2 Andy Hough June 11, 2009 at 9:12 am

I couldn’t find any info on whether it is a soft or hard credit pull. I don’t live in one of the states they serve so I haven’t tried this bonus myself. You could always call and ask and hope you have a knowledgeable CSR.

3 Siouxsan June 16, 2009 at 8:16 am

I wanted to open an account until I noticed that ordering checks was required…..”If you are opening a checking account, you will be required to purchase checks as part of the account opening process.”

4 Andy Hough June 16, 2009 at 8:58 am

Unfortunately, it does seem that they are requiring a purchase of checks for $16.50 to qualify for the bonus. That takes a pretty big bite out of the bonus and if you don’t actually need checks probably makes this bonus not worthwhile.

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