Grand Yield Direct Savings Account $25 Bonus

by andy h on January 9, 2007 · 4 comments

You can receive a $25 bonus for opening a Grand Yield Direct Savings Account from Apple Bank. This account has no minimums and no service charges and pays a competitive 5.27% APY.

Enter the promo code 789 in the code field on the application.  The bonus should post to your account within 48 hours of funding your account. Visit their website to fill out an online application and qualify for this bank bonus.

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1 Bank January 11, 2007 at 8:33 pm

On 1/11/07, Custline wrote:
It should show an account opening inquiry through Equifax, this is categorized differently than a check for credit. In addition, there is a verification with Chexsystems.

Above comment from Grand Apple CSR. I’ve never heard of this distinction between an “opening inquiry” with Equifax vs. hard pull credit inquiry. Are you familiar with such a distinction, and does the “opening inquiry” negatively affect your credit in any way?

2 Andy January 13, 2007 at 6:52 pm

I am not sure what they mean by \”opening inquiry\” but I\’m guessing that is a soft pull of your credit. From what I have read a soft pull inquiry on your credit will not negatively affect your credit.

3 John January 18, 2007 at 8:40 pm

has anyone opened an account with this bank? Seems little shady as they are listed on as grandyeild direct, then you click over to and if you try to register you are sent to yet another site where you are asked for all of you vital info. Too much for me I think since it is only a saving account where I would be giveing the money. I am not asking for credit so why would they need to know all of the information they ask for like where I work and more.

4 Andy January 19, 2007 at 6:37 pm

I checked the FDIC website and they are listed on there. I plan on opening an account with them but haven’t done so yet. When I do I will post on the process.

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