I have written a few times before about Lending Club. They are a peer-to-peer lending service and I have made several loans with them. I have made a net annualized return of over 11% with them so far. That is a little better than the average of 9.6% which is not too shabby of a return itself.
I think P2P loans with their potential for nice returns are a reasonable addition to most people’s investment portfolios. Lending Club is an easy way to get started with online investing . Right now they are offering a $25 bonus to new investors. If you sign up through one of my referral links I will receive a $25 bonus as well at no extra cost to you.
If you have a business and make any type of sales then you probably need to use merchant credit card processing services such as North American Bancard or PayPal. Without the ability to accept credit cards it will be difficult for your business to remain competitive. When deciding which credit card processing service you should choose you need to analyze the needs of your business. Since every business is different and has different needs you need to make sure that the company you choose to handle your credit card processing is suited to your needs.
While you certainly want to look at the rate that the credit card processing service will charge you, that is not the only thing you should consider. You should also look for a company with technical expertise and great customer service in case you have a problem. The loss of sales while waiting to get your credit card processing online can easily cost you more than paying a slightly higher rate.
Choosing a merchant credit card processing service is an important decision and should not be made lightly. Carefully consider all the factors such as fees, service, contract, support, and reputation before making a decision.
WTDirect 1.41% APY